Articles

I wrote 2 articles today for Ehow. They are in the side bar if you care to read them. Since without a monitor I have not been writing much, I decided that I have to write free hand. That way I can come to the library and type them in quick. This is money that I need to stop letting slip out of my fingers. So each week I am actually making a schedule of what needs to be written and what days I need to get here to get it posted. My goal today was 2 articles for Ehow and then 2 for Associated. The ones for Associated are to be posted tomorrow. So I need to get done writing those.

I am not able to get to the library on Friday or Sunday since my work schedule conflicts with the time. But I will be able to spend time writing.

I am going to set a goal for Nov. Just need to think about it. I will be posting that goal either on Wed. or Thursday.

Letter in the mail

I have some old CC debt. Not a lot...I would say under $5,000 which to many is not bad. So yesterday I get this letter in the mail.

It is offering that I pay $343.00 in 12 months. Then the rest of my balance which is 273.00 (after a $69.00 rebate) is put on a MC. NO interest the entire time I am paying off the debt. I did some research online about the company and talk to my sister in law. 99% of what I read was on the up and up. So I signed up. I have one year to pay off the $343 (at $29 a month) then will be given the card.

This I am getting rid of some more debt. I am making positive changes to my credit report and I am not being charged any interest.

Has anyone ever worked with one of these companies?

Medical Bills

Made the monthly payment on the medical bill, will be mailing the dental bill at the end of the week. I figured I will have the dentist paid off by the end of the year. Once I get my taxes back, I will be paying off another medical bill ($274.60) That will leave me with 2 more to pay off. I will have those paid off by Dec. of 2010.

Hours are being cut at work again. Some weeks I only have 30 hours so I need to revamp the budget. That is something I can start working on this week.

Our Target is finally open so I will be able to take advantage of some of the good deals I see there.

This past weekend. I washed all the clothes that we had. I have not been caught up on laundry in months. Since I have to go to the laundry mat and spend so much to get it done. But this past weekend I said enough is enough. I washed everything. It cost me about 15.00 to get it all washed and dried. IT was so worth it. Now that I am caught up, it will not be so hard to stay caught up.

Hello There

Just thought I would send an update.

Things are going well here. Watching my spending and saving for my monitor. I hope by the end of Nov. I should have a new one. It is not that expensive only 89.00. But I want to continue paying on bills as I should be and not just going out an giving myself instant gratification.

Should also have the dentist bill paid off by the end of the year. I have decided when I get my taxes back I will be wiping out one medical bill. I paid another $20 on one medical bill today. Have to mail off the check for the dentist yet.

I was approved for the IBR plan for my Student Loan. That will start in Dec. So at least I will be paying something on my loans. I do plan on revamping the budget for the new year.

I cashed in my points from Mypoints.com for a $10.00 Target card. Which I am going to save for my monitor. I am waiting for Office Max to have  my monitor on sale again and have Target price match. Since I am much closer to a Target and they have the same monitor.

Have been working with my son to get him signed up for Colllege in Jan. We have his financial aid papers finished. So now it is handing in the docuementation and things like that.

That is about it here.

Hello!

This sucks without my monitor. I can't tell you how hard it is to find time to get to the library to check on my email, write in my blogs, or do any job hunting. I am hoping to have one next week. My birthday is a week from today (Oct. 20) and if I get any money for my birthday it is going right to the monitor. As much as I want to write articles. There is not enough time when you only get 2 hours a day on the computer. I am not able to make it to the library every day.

What is new here:
1. I am doing Weight Watchers - I need to lose weight. So I have the stuff and am doing it at home. On day 2.

2. Saw the Doctor today. Have an appt. with the Ob/Gyn in Nov. Maybe we can finally get this issues solved.

3. Reading what I can find about the recession and making ends meet.

4. Being as frugal as ever.

Now to go see what my followers have been up to.

Meat Deal for October

October Monthly Meat Deal - ONLY $20.09


Finally I remembered to look up the meat deal for Oct. I am going to pick up 2 of these for sure. The sausage I will have them take out of the casing so I have it for PIZZA!!

2 Chicken Cordon Bleus

1 Oven Ready Meatloaf

3 Homemade Italian Sausage Links

1 Whole or Cut-up Chicken

1 lb Ground Chuck

2 Chicken Patties (pre-cooked)

While I am waiting for a new Monitor

While I am waiting for the new monitor - okay while I am saving for a new monitor. I am going to be writing for Associated and EHow. I am going to just do it long hand and then take the time I have at the library and type it all in. I am pretty fast at typing so I should get a few done a week. I plan on adding articles on Monday and Wednesday. Checking for offers on Thursday or Friday depending on my work schedule. The money I make from Associated will be saved for the monitor. Then back to the medical bills.

Ehow is werid. I have only made 40 cents but have over 100 views. I would have thought I would have made more by now. I guess they are waiting on more articles. No problem....they will have more soon.

One thing I am writing a lot of holiday articles. Since they are right around the corner and lets face it this year many people are going to be spending even less than last year on the holidays. I know I am.

I will also be here to update on at least 2 or 3 times a week till I get the monitor back. So hang in there I will be back.

Open Enrollment

This is open enrollment for me at work. So now I have to decide on insurance and flex spending. I have already done my insurance which is the cheapest they offer. Since I have dual coverage, I take the cheapest one.

I have decided to go for the flex spending. I am going to put away money for my eye exam and dental work. I have 3 teeth that need to be filled. I am waiting till Jan. since then my dental will pay 80% compared to 70% and I will then have the money in flex to cover the rest. No dental bills in 2010.

I am also going to push my Doctor to do my surgery. It will have to be done someday and honestly I am tired of having the periods from hell. I will have a hystertomy. Fine by me....no more babies here. Also since I have 2 insurances it will not cost me anything. Since from what I am seeing at work and what my mom is seeing at her work. Insurance is getting even more costly and making out of pocket expenses  higher. So I need to have this done.

I will get paid for 6 weeks of full pay while I am off. 4 weeks of 1/2 pay if I am gone longer than 6 weeks. I have to take the first week off without pay but I have 7 sick days to cover that. So I will not be without pay.

So this is what I am doing.

P.S. I only owe the dentist 183.00!!!

It is 100% the Monitor

After doing some tests with HP it is my monitor. I am looking for one that is under 100.00. I am hoping by the end of October to have a new one.

We are doing well still with food.

Made Split Pea soup the other day. (Had everything at home)
Have chicken for the weekend
Pot Pies
Frozen Dinners

The only thing I have bought is ramen noodles, Milk and will be getting a box of cereal today at work.

So looking forward to grocery shopping on Wed and Friday next week.

Money:
$20 in my wallet
$1.00 in change
$7.51 in paypal
$10.00 in bank

Not bad with 3 days till payday.