In order to help myself get back to being more frugal. I am tracking everything I save this week. Ha the opposite of everything I spend. I know that I can make things much cheaper around here and need to get back to finding all those ways I use to save money.
After every major holiday. I get a back of FREE envelopes from work. The Hallmark lady cleans out the cards and gives me all the extra envelopes. I do not ever buy envelopes now. I do not care what I mail bills and rent in. So what if they have hearts or bunnies on them. They want the check not the envelope. I also use them for scap paper, shopping lists, notes etc. So this week I grabbed one and will put all the reciepts in it. To track my spending and on the outside I am using it to track what I save. For instance I hung up a load of wash this morning. So it says hung 1 load of laundry 1.00 on the outside.
I counted all the silver change in my bank last night. I have 20.55 in there. At the end of the month I will cash that in and send to the medical bills. I have a little over $700 left to pay. I would love to get that done with by summer. I know if I save money in other areas I can do this. Right now if we go to the doctor we are not getting any new bills. Since I carry insurance through my job and we are still covered under the state's insurance. It is totally legal. Since I reported to the state what I make and they still cover us for a year. So any payment left after my insurance pays they pick up the rest. Good time for me to get the other bills paid off.
I am picking up any and all OT at Job 1. It pays the most. Also if I can get extra hours and I am not to tired at Job 2. I take those also. Picked up 2 extra shifts this week. Between my son needing summer clothes, spending money for his trip and paying off bills. I need to work any hours I can.
Getting back to meals at home. Not ordering out - which I saw us doing a little to much. I will be taking some pictures of my new meal makers once my camera gets back from vacation. It is having a good time in Florida.
I am also going to get back to selling things on the barter site. I have a few things that need to go and hope to bring in some money for things that need to be paid.
Sunday, March 04, 2007
Thursday, March 01, 2007
March Goals
Today is March 1. Spring is almost here but you would not know it to look outside. It is snowing, raining and sleeting. Yep we love Wisconsin weather.
So for March my goals are:
1. Save all change - put towards medical bills
2. Pay off as much of the medical bills as I can - sell things to do it.
3. Track all my spending.
Simple goals for this first month. I have to really get back to getting things paid off. I have not been doing well in that area. So I am buckling down and getting it done. I have to stop getting coffee and staying out of the vending machines. So now more of that. Will take food and drinks with me to work.
Work more OT since I can have pretty much what I want right now. We are really busy at work. I know the slow time is coming so for now I am going to work as much as I can.
So for March my goals are:
1. Save all change - put towards medical bills
2. Pay off as much of the medical bills as I can - sell things to do it.
3. Track all my spending.
Simple goals for this first month. I have to really get back to getting things paid off. I have not been doing well in that area. So I am buckling down and getting it done. I have to stop getting coffee and staying out of the vending machines. So now more of that. Will take food and drinks with me to work.
Work more OT since I can have pretty much what I want right now. We are really busy at work. I know the slow time is coming so for now I am going to work as much as I can.
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